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John Hankins | Financial Therapy, Financial Coaching & Retirement Counseling for individuals and couples. Available online in North America Helping Couples and Individuals Turn Money Conflict Into Connection Money can be one of the biggest sources of tension in a relationship. I work with couples to turn those stressful conversations about spending, saving, or debt into opportunities for deeper connection and understanding. My focus is on helping you and your partner find healthier ways to talk about money, reduce conflict, and feel more supported as a team. I also work with individuals who feel weighed down by money stress—whether it shows up as anxiety, avoidance, or patterns that never seem to change. Together, we’ll uncover the money stories that shape your decisions, explore new perspectives, and create healthier financial habits. My goal is to help you approach money with greater clarity, confidence, and peace of mind. John L Hankins Certified Financial Therapist Licensed Social Worker Financial Therapy Financial Coaching Retirement Counseling Take the First Step Toward Financial Wellness Book Your No-Cost Consultation Today Making changes in your financial life can feel like a big leap, but you're not alone. Let's take this step together. I offer a complimentary 30-minute session where we can explore your needs, goals, and questions in a relaxed, no-pressure environment. Your only commitment is to show up and my promise is to make that time meaningful and helpful for you. During our session, you'll have the opportunity to: Share what brought you to financial therapy and what you're looking for. Gain clarity on how financial therapy works and how it might support your well-being. Decide if I’m the right fit for your journey, no strings attached. This conversation is about you, your needs, your goals, and what matters most to you. And if it turns out another path feels better, I’m happy to provide guidance and additional referrals. Take the first step toward financial peace of mind today. Click below to schedule your free session. I am looking forward to talking with you. My Approach I specialize in helping couples and individuals navigate the financial challenges and opportunities that arise throughout life. For couples, this often means finding common ground on a family budget, managing debt together, preparing for retirement, or simply reducing the stress that money can place on a relationship. For individuals, it may mean creating clarity, confidence, and peace of mind about your finances. My approach is holistic. I draw on my training as a Licensed Social Worker, Certified Financial Therapist, Certified Financial Social Worker, and training in a range therapeutic approaches. I mix this with the wisdom gained from years of professional and personal experience. I understand that money is never just about dollars and cents, its tied to emotions, identity, and life’s pivotal moments. In our work together, you’ll find a safe, supportive space to talk openly about your concerns, your values, and your goals. Together, we’ll explore your unique relationship with money and create practical, sustainable strategies that honor what matters most to you. When working with couples, I provide an opportunity to understand not only how each partner approaches money, but also how to move forward as a team. Many couples find that for the first time in their relationship, they can talk about money in a way that builds trust, reduces conflict, and strengthens their connection. My Approach to this work

My fee schedule includes both individual and couples sessions as well as office work such as tool development, budget analysis and other services Fees Introductory consultation - Free Individual 50 minute session - $125 Couples 60 minute session - $150 Spreadsheet development, other work product, research, etc. - $65 per 30 minute block

I offer Financial Therapy for Couples using the EFT therapy model. Financial Therapy for Couples Exploring How Money Shapes the Relationship Between You and Yo ur Partner Money is never just about dollars and cents—it’s about trust, values, security, and love. For couples, it’s often where deeper differences and emotions surface. One partner wants to save, the other wants to spend. One avoids money conversations, while the other feels the weight of carrying it all. Over time, these patterns can create cycles of conflict that leave you both feeling unheard, misunderstood, or alone. My approach to financial therapy helps couples uncover the “money stories” and resulting triggers that shape these patterns—often rooted in childhood experiences or past relationships. Left unexamined, these stories can fuel stress, anxiety, avoidance, or self-sabotage. Bringing them into the open allows you and your partner to understand each other in a new way and begin building healthier, more supportive financial habits together. I primarily use Emotionally Focused Therapy (EFT) in my work with couples. EFT helps partners move beyond surface-level disagreements and address the underlying needs for security, trust, and connection. By combining EFT with financial therapy, I help couples not just solve money problems, but also strengthen the emotional bond that makes lasting change possible. As your financial therapist, I provide a safe, structured space to talk about money without judgment. Together, we’ll improve communication, reduce conflict, and create practical strategies that fit your shared goals. My goal is to help you move from money stress to relationship strength—so that finances become a source of connection, not division.

Financial therapy begins with recognizing that money is deeply intertwined with thoughts, feelings and behaviors. The focus is on your relationship with money. Financial Therapy for Individuals Understanding Your Relati onship With Money My approach to financial therapy begins with recognizing that money is never just numbers—it’s deeply tied to emotions, beliefs, and behaviors. Each of us carries a unique “money story,” often shaped by what we observed in childhood and reinforced throughout our lives. These stories can sometimes leave us feeling stuck: you know what you want to do—save for retirement, pay down debt, or feel at peace with your spending—but patterns of anxiety, avoidance, or self-sabotage keep getting in the way. When working with individuals, I draw primarily on Acceptance and Commitment Therapy (ACT) and Narrative Therapy. ACT helps you build awareness of the thoughts and emotions that show up around money, while also clarifying your values and taking committed steps toward the life you want. Narrative Therapy creates space to re-examine the money stories you’ve inherited or internalized, separating your identity from limiting beliefs and opening the door to new, more empowering narratives. Together, these approaches allow us to unpack your experiences, get to the root of what drives your financial behaviors, and rewrite the way money fits into your life. My goal is to support you in developing healthier financial habits, reducing the emotional weight of money, and ultimately fostering a greater sense of well-being—both financially and personally. What Is Financial Therapy (9:30) Contents: 0:00 - Intro, definition and some history 1:44 - Where does it fit with other therapies? 2:33 - The focus is on your relationship with money 3:28 - Therapists are finally talking about money 5:00 - "Money Can't Buy Happiness" 6:01 - What to expect in Financial Therapy 8:25 - Wrap up Building a Relationship with Your Future Self (1:40) I am very interested in the idea of the "future self" and how we can use this to enhance our wellness. Job Stress I've added this section in response to the frequent requests from my clients to bring issues in their work lives into our therapy sessions. After researching this area, I was surprised to find that work and jobs, like money, don't receive as much dedicated attention in traditional therapy as I believe they deserve. It's clear to me that work and financial well-being are deeply intertwined. Work is the primary means of generating and building wealth, but it also significantly shapes our identity and social status. It empowers us to provide for ourselves and our loved ones. However, work can also be a source of significant anxiety, pain, and even feel like a trap. Given my own diverse and sometimes challenging career experiences , both in employment and volunteering, I have a deep understanding of the realities of today's workplace. I welcome discussions about your work life in our sessions. This could encompass a wide range of topics, from navigating conflicts with your boss to refining your resume and exploring job search strategies. Talking About Job Stress in Financial Therapy

This service focuses on both retirement planning as well as navigating the world after retirement. Retirement Counseling Let's Talk About Your Future My approach to retirement counseling serves two distinct groups. Younger couples and individuals where retirement is pretty far in the future, and those already retired or planning on retiring in the next few years. Let's start with the younger group. Perhaps you will recognize yourself in this. The people that I work with here are typically focused on making progress with retirement planning. That could be the start of a plan or just getting savings in place, or maybe they already have a plan and contribute to a 401(k). But what they all have in common is that they are stuck. They can’t seem to move forward with that next step. This might be due to shame or anxiety of just being confused about where to start. Let’s agree that this stuff is not easy, especially on top of everything else going on in your life. You don’t have to do this alone. Together, we can get you moving in the right direction. If you are in the older group, you are facing a massive transition. Not only are you stepping away from that regular paycheck you've enjoyed for the past 40 years, but you also need to figure out what you are leaving behind and what comes next. I can say from my own experience that this is very tough stuff. That first day when you are no longer employed can feel pretty weird. Now you have multiple challenges. You need to figure out your new identity as a “retired person”. And, as if that wasn't enough, you need to take charge of the finances that have to last you the rest of your life. On top of this, you are likely hitting some of the other speed bumps that show up at this stage of life, maybe it is a health crisis with you or your partner, or the need to care for aging parents, or just acknowledging that your body is showing real signs of wear. This can feel like a tremendous burden at a time when things are supposed to be getting easier. Or maybe retirement is just around the corner, and you are feeling overwhelmed. In either case, please understand that it is ok to ask for help. Working with me - what to expect

This page provides my background and what led me to pursue a career as a financial therapist About Me: Real Experience for Real Life Challenges I’ve been married for over 40 years, and I know firsthand how money can test a relationship. My partner and I, like many couples, have faced financial stress, disagreements, and big life transitions. That lived experience—along with what I’ve observed in family, friends, and clients—shapes the way I help couples today. I understand how financial conflict can strain trust, and I know how powerful it can be when partners learn to face money challenges as a team. My background also includes more than 35 years in business and technology leadership. I worked with organizations navigating rapid change, competing priorities, and high-stakes financial decisions. That experience helps me support individuals who are dealing with career shifts, retirement planning, or the pressure of managing complex financial responsibilities on their own. As a Licensed Social Worker, Certified Financial Therapist, and Certified Financial Social Worker, I bring both professional training and personal insight into my work. Whether you’re a couple in conflict or an individual seeking peace of mind, you’ll find a safe, judgment-free space with me. Together, we’ll uncover what’s really driving your financial stress and build strategies that align with your values and goals. Read More About My Background and Experience

This page provides a link to my calendar and allows you to book a free 30 minute consultation Book Online Current and New Clients - Click This Button to Book A Call Free For New Clients! Schedule Is In Mountain Time Book A Call

I offer three services, financial therapy, financial coaching and retirement counseling. You can explore my services through a no cost introductory session. My Services Here is a short video where I talk about my services, how they complement each other and how they can help you.

Financial coaching can be seen as the practical arm of financial therapy. This service gives you the skills and tools to effectively manage your finances. Financial Coaching Bridging Therapy and Practicality Financial coaching can be seen as the practical arm of financial therapy. My approach goes beyond improving your relationship with money; it's about empowering you with the skills and tools to effectively manage your finances, while not ignoring the emotional aspects that often intertwine with money. My background is unique in that I bring together my expertise as a mental health professional with extensive experience in the business world. This allows me to understand the emotional and psychological dimensions of your financial challenges while also providing practical, actionable solutions. I can provide these services for both personal finances and small businesses. I'm comfortable with numbers, enjoy creating budgets and spreadsheets, and can help you establish a financial system that works for you. Our collaboration can range from educational support to hands-on assistance, such as tracking your monthly expenses or building a savings plan. The goal is to help you achieve a sense of control and confidence with your finances, perhaps for the first time in your life. I can also assist you with other related aspects of financial management, such as understanding retirement accounts (401(k)s, IRAs), navigating tax deadlines, and determining your affordability for a new home. While I'm not a financial planner, I stay abreast of current financial trends and have access to valuable resources through my membership in the Financial Planning Association. I can guide you through many aspects of financial planning and connect you with qualified professionals when needed. If you're interested in exploring how financial coaching can benefit you, please schedule a no-cost introductory session.